Let your spare change grow

Spending money while saving? No problem! With Kaspar&, your digital spare change is automatically invested with every card payment.

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Invest while shopping

From now on, every purchase is even more fun! Buy your dream sneakers while simultaneously building own wealth. With Kaspar&, your spare change from every purchase is automatically invested -effortlessly.

See how it grows

Boost your savings

By default, your purchase amount will be topped up to the next Swiss Franc. Want to speed things up? No problem! With our Booster options, you can save even more with every payment.

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Booster

Multiply the rounding amount by a personal factor and watch your spare change grow.

Percentage

Save a percentage of your purchase amount as spare change with every payment.

Fixed amount

Lock in your spare change and save a fixed amount with every purchase.

Watch your spare money grow

By simply saving your spare change, you can quickly accumulate up to 50 Swiss Francs a month. Calculate how much more you could earn by investing that change with Kaspar&.

Calculate your value-add

Let us know how often you use your card and how you want to invest - we’ll show you the potential benefits waiting for you.

Number of card transactions per month

Booster (multiply your top-up)

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Note: The performance shown is based on historical data for the long-term returns of stocks and bonds. In reality, your investments are subject to additional fluctuations which are not reflected here. Historical returns are not a guarantee of future performance.

Spare change without investing

CHF ~16’200

Spare change with investing

CHF ~29’431

Without investing

With investing

This is how it works

Investing your spare change is the easiest way to get started. When you buy a coffee for CHF 4.30 with your card, the app automatically rounds up and invests the 70 cents difference for you - effortlessly.

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Fast & easy

With Kaspar&'s spare change feature, you no longer have to worry about investing. It happens automatically and effortlessly.

Low fees guaranteed

Starting from your very first cent, we invest your spare change in low-cost, efficient index funds to help it grow for you.

Use your spare change

Effortlessly invest your spare change and watch it grow. Alternatively you can use it to reach your other investment goals more quickly.

Choose a booster

Can’t get enough of everyday saving? With our Booster options, you can choose how much spare change you want to save with every payment.

More than 6’000 clients can’t be wrong.

Everything works seamlessly and effortlessly. I don’t have to worry about a thing - the experts take care of everything for me.

Cornelia Schwarz

Get going in just a few minutes

No need to visit a bank and no paperwork - just your phone and a few minutes of your time. Follow the simple sign-up steps and start watching your money grow.

Step 1

Get the app

Download the app in the Apple AppStore or Google Playstore.

Take the first step toward a stress-free future.

Get started Learn more

Become an investing pro

Elevate your financial knowledge: In our webinars, online courses, and market updates, we teach you the fundamentals of investing and keep you informed about the latest developments (in German).

Learn more

Let your spare change grow

Invest while shopping

Boost your savings

Booster

Percentage

Fixed amount

Watch your spare money grow

Calculate your value-add

This is how it works

Fast & easy

Low fees guaranteed

Use your spare change

Choose a booster

More than 6’000 clients can’t be wrong.

Get going in just a few minutes

Get the app

Sign-up

Define a goal

Start to invest

Ready to boost your money to the next level?

Take the first step toward a stress-free future.

Become an investing pro