Low-fee investing

Open a free account with Kaspar& and kickstart your smart savings plan. Fully digital and with a cost guarantee.

Our fee structure

Get your new card and account: Put your money to work for just 0.45% per year.

Best rate

If third-party fees exceed 0.4%, we’ll automatically refund the difference. That’s what makes our savings plans especially attractive.

Discounts on larger investments

We cap our asset management fee at 0.45%, with a maximum of CHF 34.95 per month. This allows you to invest large sums at an unbeatable cost.

Free account and card

With us, investing is just the beginning: You'll also get an account and a Mastercard, allowing you to make fee-free payments worldwide.

Start investing for

on your invested wealth

0.45%

per year

Tailored investment strategies

Adjust your portfolio anytime

Riskcontrolling + Reporting

Discounts on larger investments

Basics

Free

App & Support

Financial knowledge & webinars

Account & Card

Smart saving with budgets

Third-party fees

max. 0.40%

Custody fees

Trading commissions

Product fees (TER))

Stamp taxes

Tax reporting

FX fees

Get started

Investing made simple

Navigating through a jungle of fees can be overwhelming. Not with us! Our fees are transparent, fair, and tailored to you.

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Best offer for saving plans

Thanks to our cost guarantee, it doesn't matter how often you invest - there are no additional fees.

All-inclusive

With us, all investing costs are fully included.

Best offer for small investment sums

Invest from just 1 Swiss Franc. Thanks to our cost guarantee, you’ll always pay the same price.

Fair & transparent

Fees are often deliberately complicated. With us, you always know exactly what you're getting.

Best offer for large investment sums

No matter how much you invest, starting at CHF 80’000 our share will never be larger than CHF 34.95 per month.

One-stop-shop

We got it all: account, card, app, wealth management and tax reporting.

More than 6’000 clients can’t be wrong.

Everything works seamlessly and effortlessly. I don’t have to worry about a thing - the experts take care of everything for me.

Cornelia Schwarz

Take the first step toward a stress-free future.

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Become an investing pro

Elevate your financial knowledge: In our webinars, online courses, and market updates, we teach you the fundamentals of investing and keep you informed about the latest developments (in German).

Learn more